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Payment Number, Beginning Balance, Interest Payment, Principal Payment, Ending Balance, Cumulative Interest, Cumulative Payments. 1, $120,000.00, $450.00, $158.02, $119,841.98, $450.00, $608.02. 2, $119,841.98, $449.41, $158.61, $119,683.36, $899.41, $1,216.04. 3, $119,683.36, $448.81, $159.21, $119,524.15.
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