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If not overturned, the decision means Cordray will have to serve under the direct authority of President Barack Obama.

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And who is behind the provision of “alternative” services — high-cost loan sharks, payday lenders. makes them attractive to investors — direct access to the borrower’s funds means payment is almost guaranteed. Often, this.

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The banks shy away from payday loans, and few people have access to such borrowing through credit unions. Yet by going to a regulated payday lender which is a member of the Consumer Finance Association (CFA), they are at least.

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