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. as a guide to what kind of credit card you should apply for. If your score is lower than you expected, check your credit report for errors and correct them before you apply for credit. If your score is too low, be prepared to pay. "If.

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To keep your usage low, credit card expert and author Beverly Harzog suggests. apply for card after card as you shop to snare multiple discounts. Each application can ding your score and each new approval drops your overall age.

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How much will my credit score change if I apply. s held the card, the credit line has increased and now has a $5,000 limit. She has a $5,000 car loan and $20,000 in student loans. All accounts are in good standing. Her score is at the.

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